I am a frequent traveller to Bulgaria, which along with Romania is an EU accession state. It appears my car insurer will not provide cover under the “Green Card” system for those travelling through Bulgaria, Romania, Turkey and Morocco. Jonathan Mills, Sutton, Surrey

Times Travel Editor Cath Urquhart responds: If you take your car overseas you should always check with your insurer that they will cover you for the countries you are visiting. Some do so automatically, some will ask for a further premium, but some may decline (although by law, all of them must offer you the basic minimum cover required by law in the country you are visiting — typically, this means third party cover).

Ian Crowder of the AA said that the AA was happy to extend cover to its customers for the countries you mention, though he said drivers would normally be offered a Green Card. This internationally recognised document (which is neither green, nor a card!) proves that you have appropriate insurance for the country in which you are driving. But other insurers, such as yours, may decline to offer you comprehensive cover in these countries, in which case you should shop around for another policy. The AA has useful information on the subject at www.theaa.com (click on “Motoring Advice”).

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